The demand for overseas online services among domestic users is growing, and virtual payment cards have become a convenient tool for many to subscribe to services like ChatGPT Plus, Netflix, and Amazon. Among them, WildCard is favored by domestic users for its support of RMB recharge methods such as Alipay. On July 12, 2025, WildCard suddenly announced the suspension of all business operations at the request of relevant authorities, and access to its official website was temporarily interrupted. This news caught many users who relied on WildCard off guard. On July 14, the official website resumed access, allowing users to log in to check their card numbers and CVV, but the recharge and withdrawal functions were suspended. On July 20, WildCard issued a notice clarifying that the suspension of recharge, withdrawal, and new user registration was to cooperate with an investigation, not a "runaway." Existing balances can still be used to subscribe to AI products like ChatGPT Plus, and the issue of balance clearance is being fixed.
Although WildCard emphasized that it would continue to provide subscription services, its future is uncertain, and users with balances should consume them quickly to avoid risks. For users looking for alternatives to WildCard, the following recommended virtual card platforms— PokeCard, VCard, Dupay, WasabiCard —may meet their needs. These virtual cards require recharge through cryptocurrency USDT, and it is recommended to purchase USDT through exchanges like OKX, Binance, HTX, or Gate before recharging to the virtual card balance. Although this method adds an extra step, it is safer and avoids potential risks associated with domestic payment channels being regulated.
The Best Choice After WildCard Suspension: PokePay#
Among many virtual cards, PokeCard is undoubtedly the first choice for subscribing to ChatGPT Plus. This Visa virtual credit card, based on Hong Kong dollars, has no minimum recharge or spending requirements, making it particularly suitable for users making small transactions, such as subscribing to ChatGPT Plus, Netflix, or Amazon Prime. PokePay's physical card also supports ATM withdrawals and offline POS consumption, making it especially friendly for cryptocurrency users, serving as a convenient way to cash out. Whether for small subscriptions or daily spending, PokePay's flexibility makes it stand out among domestic users.
Other Alternatives Worth Considering#
In addition to PokePay, VCard is also a good choice. As a virtual card backed by a publicly listed company in the United States, VCard has low fees and supports binding with Alipay and WeChat, making it convenient for domestic users' daily online spending. It can also seamlessly subscribe to overseas services like ChatGPT Plus and OpenAI, but its offline functionality is slightly inferior to PokePay, making it suitable for users primarily focused on online consumption.
Dupay, as the "big brother" of the virtual card market, supports binding with WeChat and Alipay and covers services like ChatGPT Plus. Dupay has experienced a decline in user trust due to recharge and withdrawal issues caused by system maintenance, so it is recommended to use it as a backup card.
WasabiCard focuses on anonymity and ease of use, making it suitable for privacy-conscious users. Although its user base is smaller and community support is limited, it is a reliable backup option for users familiar with cryptocurrency operations, covering services like ChatGPT Plus.
How to Buy USDT and Recharge Virtual Cards#
Since the above virtual cards require recharge through USDT, domestic users can enter exchanges through the USDT purchase link (such as OKX, Binance, HTX, Gate) to purchase USDT. The specific steps are as follows:
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Visit the USDT purchase link and choose a suitable exchange.
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Register and log in to your account, completing identity verification.
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Choose the amount of USDT to purchase based on your needs and complete the purchase via bank card or other payment methods.
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Withdraw the purchased USDT to the recharge address of the virtual card platform, and it can be used for consumption after recharging.
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Why Choose USDT to Recharge Virtual Cards?#
Compared to the Alipay recharge previously supported by WildCard, the USDT recharge method is safer and more stable, avoiding potential regulatory risks associated with domestic payment channels. Although the operation is slightly more complex, the process of purchasing USDT through established cryptocurrency exchanges is quite convenient. The global usability of USDT makes it an ideal choice for virtual card recharges.
Other Options and Considerations#
It is worth mentioning that BinGoCard was a popular alternative after WildCard's suspension, supporting cloud flash payment recharge and easy operation. However, due to malicious reporting, its recharge channels were closed, and it will subsequently shift to foreign exchange recharge through U.S. bank accounts, which poses a high threshold for domestic users, so it is not recommended as a first choice.
To reduce the risk of relying on a single platform, it is recommended that users combine multiple virtual cards, such as PokePay + VCard, and use the balance as soon as possible after recharging to avoid storing large amounts of funds for a long time. PokePay, with its flexibility and no minimum recharge requirement, becomes the first choice, while VCard, backed by a publicly listed company, offers greater stability. Dupay and WasabiCard can serve as backups.
Conclusion#
The suspension of WildCard has sounded the alarm for domestic users, emphasizing the need for greater focus on safety and stability when choosing virtual cards. PokeCard, with its flexibility and wide applicability, has become the best choice for subscribing to overseas services like ChatGPT Plus, while VCard, Dupay, and WasabiCard serve as supplements to meet different user needs. Purchasing USDT through exchanges like OKX for recharging can effectively avoid regulatory risks and ensure smooth consumption. In the face of changes in the virtual card market, reasonable planning and multi-card combinations are wise strategies.