The virtual card market is truly tumultuous! Especially the WildCard, which is well-known among domestic users, once became a popular choice for subscribing to ChatGPT Plus and recharging OpenAI API due to its support for Alipay and other RMB recharge methods. Since July 2025, WildCard has consecutively suspended recharge, withdrawal, new user registration, and even subscription consumption functions in cooperation with relevant departments for investigation. Old users can't even log into the backend, and their balances are unusable, basically declaring it "dead." Similarly, BinGoCard has also fallen into the predicament of being unable to register and recharge due to the shutdown of its cloud payment recharge channel. In the face of such a situation, users who want to continue enjoying overseas subscription services or cross-border payments indeed need to find new alternatives.
WildCard Alternatives: PokePay, VCard, BinPay, WasabiCard, Crydit
Cryptocurrency virtual cards are becoming the new "savior"! U Card Master has recommended several high-quality cryptocurrency cards, including PokePay, VCard, BinPay, WasabiCard, and Crydit. Among them, PokePay has become the first choice for many users due to its low fees, flexibility, and security. Today, let's talk about how PokePay can help you easily manage your ChatGPT Plus subscription, OpenAI API recharge, and other cross-border payment needs.
PokePay: The "All-Rounder" of Cryptocurrency Cards#
PokePay is a licensed institution in Hong Kong, holding multiple financial licenses such as MSO and MSB, and issues VISA virtual and physical cards under the product name PokeCard. This card supports recharging via mainstream cryptocurrencies like USDT, USDC, BTC, and ETH, and can be used for online and offline consumption after recharging, covering platforms like Meituan, Didi, Starbucks, Amazon, etc. It can also be linked to Alipay, Paypal, and Apple Store, and even used for ChatGPT Plus subscriptions and OpenAI API recharges. Its biggest highlights are low fees, no cross-border transaction fees, and no small transaction fees, making it particularly suitable for users who need to make frequent small payments, such as subscribing to streaming services, AI services, or cross-border shopping.
The card opening fee for PokePay is also very affordable: the virtual card opening fee is only $5, valid for 5 years, with no monthly fees or recharge fees; the physical card opening fee is $88, with free card replacement upon expiration, supporting offline POS card swiping and ATM withdrawals. The virtual and physical cards share the same number, meaning you only need one card to handle all scenarios. Moreover, PokePay only supports cryptocurrency recharges, avoiding regulatory risks that domestic payment channels may face, ensuring greater security and stability of funds.
How to Use PokePay?#
The first step to using PokePay is to purchase USDT through a cryptocurrency exchange and then recharge it to your PokePay balance. Recommended exchanges include:
The specific operation is very simple: visit the USDT purchase entry, register and log in to the exchange account as guided on the page, select the desired amount of USDT to purchase, and then transfer the USDT to your PokePay account using the withdrawal function. The entire process is quick and transparent, and once recharged, it can be used for various consumption scenarios, whether subscribing to ChatGPT Plus or cross-border shopping, all can be easily managed.
Other Cryptocurrency Card Recommendations#
In addition to PokePay, U Card Master also recommends several other cryptocurrency cards suitable for different user needs:
- VCard: Backed by a publicly listed company in the U.S., it has low fees and is friendly for domestic consumption, can be linked to Alipay and WeChat, suitable for users primarily engaged in online consumption.
- BinPay: A virtual card with extremely low fees in USD, suitable for businesses or high-net-worth individuals, with relaxed KYC verification and flexible operations.
- WasabiCard: High anonymity, no KYC required, supports linking to Alipay and WeChat, suitable for large withdrawals and daily consumption.
- Crydit: Supports VISA and MasterCard, compatible with Paypal, Apple Pay, etc., suitable for both online and offline multi-scenario use.
Why Choose Cryptocurrency Cards?#
The "failure" of WildCard and BinGoCard has made many users realize that relying on RMB recharge channels for virtual cards is prone to regulatory impacts. Cryptocurrency cards, by recharging with stablecoins like USDT, not only bypass the restrictions of domestic payment channels but also provide higher security and global usability. Whether you want to subscribe to overseas services, shop across borders, or need ATM withdrawals, cryptocurrency cards like PokePay can meet your needs.
Summary#
The suspension of operations by WildCard and BinGoCard has led many users to start looking for new virtual card alternatives. Cryptocurrency cards, with their low fees, high security, and flexibility, have become a popular choice for cross-border payments in 2025. Among them, PokePay, with its multi-country licensing, support for all-platform consumption, and dual-mode virtual and physical cards, is the most recommended alternative. Hurry up and open a card through the PokePay official website combined with the USDT purchase entry, and easily achieve ChatGPT Plus subscriptions, OpenAI API recharges, and more cross-border payment needs!