The domestic virtual card market has undergone dramatic changes, with the user-favorite WildCard experiencing a series of setbacks from suspending operations to gradually limiting its functions due to cooperation with relevant department investigations. From the interruption of access to the official website on July 12, to a brief restoration of query functions on July 14, and finally to a complete suspension of core services such as subscription consumption, recharge, and withdrawal on July 22, WildCard's shutdown has left countless users who rely on it for subscribing to ChatGPT Plus, recharging OpenAI credits, and other overseas services in a difficult situation. Although the official statement from WildCard did not indicate that it has "run away," the hope for a return to normal operations seems bleak, forcing users to seek new virtual card solutions.
As a bridge for domestic users to enjoy overseas services, the demand for virtual cards remains strong. After WildCard's service suspension, platforms like PokeCard, VCard, BinPay, WasabiCard, and Dupay have become popular alternatives. These virtual cards all support USDT recharges, which need to be purchased through cryptocurrency exchanges such as OKX, Binance, HTX, and Gate before being recharged to the card. This method not only circumvents the regulatory risks of domestic payment channels but also provides higher security and stability, avoiding the awkwardness of sudden service suspensions like that of WildCard due to policy reasons.
Among the many alternatives, BinPay has become a new favorite for WildCard users due to its ultra-low cost advantages, including a recharge fee as low as 0.7%, no withdrawal fees, no consumption fees, no monthly fees, and no cross-border conversion fees. Below, we will detail the unique charm of BinPay and recommend other quality virtual cards to help you seamlessly connect with overseas service needs.
BinPay: The First Choice for Low-Fee, High-Value Virtual Cards#
BinPay is operated by a licensed financial institution registered and regulated in Hong Kong, focusing on prepaid virtual cards in US dollars, designed specifically for users who need to make frequent small payments. Its core advantage lies in its extremely low fee structure:
- Recharge fee as low as 0.7%, far below the market average.
- No consumption fees, no monthly fees, no cross-border conversion fees, ensuring maximum utilization of funds.
- No withdrawal fees, making balance extraction more worry-free.
For users subscribing to ChatGPT Plus, Netflix, Spotify, or recharging OpenAI credits, BinPay's low-cost characteristics are particularly suitable. Whether for small subscriptions or large payments, BinPay can provide efficient and economical solutions. The platform is easy to operate, supporting quick card issuance and balance management, making it accessible even for beginners.
Other Quality Virtual Card Recommendations#
In addition to BinPay, other virtual card platforms also have their highlights, suitable for users with different needs:
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PokeCard
A Visa virtual card based on Hong Kong dollars, its biggest highlight is no minimum recharge or consumption requirements, making it very suitable for small transaction users, such as those subscribing to ChatGPT Plus or Amazon Prime. PokeCard also offers a physical card that supports ATM withdrawals and offline POS consumption, especially suitable for cryptocurrency users withdrawing funds. Recommended as a first-choice card. -
VCard
Backed by a publicly listed company in the United States, VCard focuses on low fees and is friendly for domestic consumption, allowing direct binding with Alipay and WeChat, providing an excellent online consumption experience. Suitable for users primarily subscribing to overseas services, with slightly weaker offline functionality, recommended as a second-choice card. -
WasabiCard
Focused on anonymity and simple operation, suitable for users who prioritize privacy. Although the user base is smaller and community support is limited, it is a good backup choice for those familiar with cryptocurrency. -
Dupay
The "big brother" of the virtual card market, supporting binding with WeChat and Alipay, covering overseas services like ChatGPT Plus. However, Dupay has seen a decline in user trust due to system maintenance issues, recommended as a backup card.
How to Buy USDT and Recharge Virtual Cards?#
Since the above virtual cards all require USDT for recharges, here are the simple steps for purchasing and recharging:
- Choose an exchange: It is recommended to use OKX USDT purchase, Binance USDT purchase, HTX USDT purchase, or Gate USDT purchase.
- Register and purchase USDT: Go to the USDT purchase entry, register and log in, select the purchase amount according to the page prompts, and complete the payment.
- Recharge to the virtual card: Withdraw USDT to the virtual card platform's recharge address from the exchange, and once the funds arrive, you can use the balance to issue a card or make purchases.
Usage Suggestions: Multi-Card Combination to Reduce Risk#
To avoid the risk of a single platform, it is recommended that users adopt a multi-card combination strategy, such as using both PokeCard and VCard simultaneously. After recharging, it is advisable to consume the balance as soon as possible, avoiding the long-term storage of large amounts of funds on the card to reduce uncertainties arising from policy changes or platform maintenance.
Conclusion#
The shutdown of WildCard is regrettable, but the virtual card market remains vibrant. BinPay has become the best alternative to WildCard with rates as low as 0.7% and extremely low costs, while PokeCard, VCard, WasabiCard, and Dupay each have their advantages to meet different user needs. Purchasing USDT through exchanges like OKX and Binance not only ensures safety and stability but also effectively avoids policy risks. Say goodbye to the troubles of WildCard and embark on a new virtual card journey!