The sudden halt of WildCard has caught many domestic users off guard. As a highly popular virtual payment card, WildCard made it easy for users to subscribe to overseas services like ChatGPT Plus and OpenAI by supporting recharge methods such as Alipay and other RMB options, greatly facilitating many people's digital lives. On July 12, 2025, WildCard ceased all business operations at the request of relevant authorities, and the official website was temporarily inaccessible. Although the website briefly resumed on July 14, allowing users to log in and check card numbers and CVV, the recharge and withdrawal functions were disabled, leaving users to spend only their existing balance. By July 20, the official notice further clarified the suspension of recharges, withdrawals, and new user registrations, even stating that they were working to fix the issue of "balance being cleared due to failed withdrawals." However, by July 22, even old users faced issues logging into the backend, with pop-ups directly indicating the suspension of subscription consumption, and the balance was basically unusable, with refunds seemingly far off. While WildCard did not "run away with the database," the possibility of resuming normal operations has become extremely slim.
WildCard Alternatives: PokePay, VCard, BinPay, Crydit, WasabiCard, Dupay
Another virtual card platform, BinGoCard, also did not escape unscathed. On July 17, due to malicious reporting, BinGoCard's cloud flash payment recharge channel was shut down, preventing new users from registering and forcing old users to rely on their balance. Although the official statement indicated attempts to restore recharges through U.S. bank accounts or currency exchange methods, there has been no new progress to date. Currently, virtual cards supporting RMB recharges are nearly extinct, and those looking for alternatives to WildCard and BinGoCard can only turn their attention to cryptocurrency virtual cards. Fortunately, U 卡师 has recommended several decent alternatives, such as PokePay, VCard, BinPay, WasabiCard, and Crydit. Let’s discuss the features of these cards to help you choose one that suits you.
PokePay: A Flexible Choice for Small Transactions
PokePay is a Visa virtual credit card based on Hong Kong dollars, with the biggest highlight being its lack of recharge or spending thresholds, making it especially suitable for small transactions. If you just want to occasionally subscribe to ChatGPT Plus, Netflix, or Amazon Prime, PokePay is definitely sufficient. Even better, it supports physical cards, allowing for ATM withdrawals and offline POS transactions, making it very convenient for cryptocurrency users. In short, this card is flexible and simple, perfect for those who don’t want to deal with complicated processes.
VCard: A Thoughtful Assistant for Domestic Spending
维卡 VCard is backed by a publicly listed company in the U.S., ensuring security, with the biggest advantage being low fees and extreme friendliness to domestic users. It can be directly linked to Alipay and WeChat, making daily spending super convenient, and subscribing to overseas services is also a breeze. However, VCard's offline functionality is slightly weaker, and its support for physical cards is not as comprehensive as PokePay. If you mainly spend online, such as purchasing digital services or subscribing to streaming media, VCard is a worry-free choice.
Crydit: An All-Rounder for Online and Offline
Crydit is a physical VISA/Master card that focuses on fast, low-cost, and highly secure withdrawals. It supports PayPal, Apple Pay, Google Pay, and even WeChat and Alipay, with high global acceptance. Whether for online subscription services or offline card transactions, Crydit can handle it easily. From small daily purchases to large payments, it is capable, especially suitable for users looking to integrate cryptocurrency into their daily lives.
BinPay: A Low-Fee Choice for High-Net-Worth Users
BinPay may be the virtual card with the lowest fees in U.S. dollars, suitable for enterprises or high-net-worth users needing complex settlements. Although the official claim is that card opening requires KYC verification, in practice, simply filling in some identity information can suffice, saving a lot of trouble. BinPay's functionality is similar to other cryptocurrency cards, suitable for large transactions or users needing frequent settlements. If you are sensitive to fees, BinPay is worth a try.
WasabiCard: The Top Choice for Anonymity and Large Withdrawals
WasabiCard emphasizes high anonymity, with most cards requiring no KYC, low transaction fees, and no monthly management fees. It supports linking to Alipay and WeChat for convenient daily spending. WasabiCard has also launched a USDT rapid remittance product, designed for large withdrawals, ensuring fund security and stable remittance without fear of freezing. If you need a virtual card with strong anonymity suitable for large transactions, WasabiCard is a good choice.
The halt of WildCard and BinGoCard is indeed regrettable, but the rise of cryptocurrency virtual cards has brought new options for users. Cards like PokePay are suitable for small flexible spending, 维卡 VCard is friendly to domestic users, Crydit balances online and offline use, BinPay offers low fees for complex settlements, and WasabiCard excels in anonymity and large withdrawals. Depending on your needs, whether primarily for subscription services, offline spending, or large withdrawals, choosing a suitable card is not difficult. Make sure to use up your WildCard balance soon and try these alternatives; life must go on, and the convenience of the digital world cannot be interrupted!