In July 2025, the popular domestic virtual payment card platform WildCard experienced significant changes, leaving many users who relied on its services caught off guard. Starting from July 12, WildCard ceased all business operations in compliance with the requirements of relevant authorities, and its official website was temporarily inaccessible. On July 14, the website briefly resumed, allowing users to log in to check their card numbers and CVV, but the recharge and withdrawal functions were disabled, with only the remaining balance available for consumption. By July 20, WildCard issued a notice clearly stating that due to cooperation with the investigation, it was suspending recharges, withdrawals, and new user registrations, but promised that the balance already recharged could still be used for subscribing to AI products, claiming that the "zero balance" issue was being fixed. However, the results of the practical test on July 22 were disappointing: old users could no longer log in to the backend, and a pop-up message directly indicated, "In cooperation with relevant authorities' investigation, subscription consumption, recharge/withdrawal/refund functions, and new user registration are suspended." This meant that the balance could no longer be used, and WildCard's virtual card had almost completely lost its functionality.
For many users who relied on WildCard to subscribe to ChatGPT Plus, recharge OpenAI credits, or other overseas services, this series of events was undoubtedly a heavy blow. Although WildCard's official repeatedly emphasized that it had not "run away," the likelihood of restoring its original services seems extremely slim given the current situation. In desperation, users had to look for new virtual card platforms to meet their daily needs. Fortunately, there are still many quality alternative options in the market, such as PokeCard, VCard, Dupay, and WasabiCard. These platforms all support recharging through the cryptocurrency USDT, providing users with stable and secure payment channels, avoiding service interruptions caused by restrictions on domestic payment methods.
Recommended Alternatives to WildCard: Comparison of Four Virtual Cards#
1. PokeCard: The First Choice for Flexible Small Transactions#
PokeCard is a Visa virtual credit card based on Hong Kong dollars, with the biggest highlight being no minimum recharge or spending requirements, making it very suitable for users who need to make small payments. For example, friends who want to subscribe to ChatGPT Plus, Netflix, or Amazon Prime can easily complete payments through PokeCard without worrying about high recharge thresholds. PokeCard also offers a physical card, supporting ATM withdrawals and offline POS consumption, making it a good choice for users in the cryptocurrency space. Overall, the flexibility and wide applicability of PokeCard make it an excellent alternative after WildCard's service suspension.
2. VCard: Backed by a Listed Company, Friendly for Domestic Consumption#
VCard is endorsed by a publicly listed company in the United States, ensuring security and stability. Its biggest advantage is its low fees and friendliness to domestic users, supporting direct binding with Alipay and WeChat, making it convenient for daily online consumption. Whether subscribing to ChatGPT Plus, recharging OpenAI, or other overseas services, VCard can handle it. However, its offline functionality is relatively weak, making it suitable for users primarily engaged in online consumption. If you're looking for a virtual card that balances security and convenience, VCard is a worthy second choice.
3. Dupay: Established Platform, Suitable as a Backup#
Dupay holds a "big brother" status in the virtual card market, supporting binding with WeChat and Alipay, and can also be used for subscriptions to services like ChatGPT Plus and OpenAI. Dupay has faced issues with recharge and withdrawal due to system maintenance, leading to a decline in trust among some users. Nevertheless, as a mature platform, Dupay remains a good backup option, suitable for users who have some understanding of virtual cards and need to use multiple platforms.
4. WasabiCard: Emphasizing Anonymity and Simplicity#
WasabiCard focuses on anonymity and ease of use, making it suitable for users who prioritize privacy protection. It supports subscriptions to overseas services like ChatGPT Plus, with a simple and intuitive operation process. Although its user base is smaller and community support is limited, for users familiar with cryptocurrency operations, WasabiCard is a low-key yet practical choice, suitable as a backup card.
USDT Recharge: A Safe and Stable Payment Method#
Unlike WildCard, which supports domestic payment methods like Alipay, the recommended virtual cards above all require recharging through USDT (Tether). This means users need to first purchase USDT through a cryptocurrency exchange and then transfer the USDT to the virtual card platform for consumption. Recommended exchanges include: OKX, Binance, HTX, and Gate. The specific operation steps are simple: visit the USDT purchase entry, register and log in according to the page prompts, select the amount of USDT to purchase, and finally use the withdrawal function to recharge the USDT into the balance of the virtual card platform.
The benefits of using USDT for recharging lie in its security and stability. Compared to domestic payment channels, USDT is based on blockchain technology, with transparent transactions that are less susceptible to policy restrictions, avoiding the risk of sudden service suspensions like WildCard's due to regulation. The global usability of USDT also makes these virtual cards more flexible when subscribing to overseas services.
Regrets and Suggestions for Alternatives#
BinGoCard was considered the best alternative to WildCard due to its support for cloud flash payment recharge. However, due to malicious reporting, its recharge channels have also been closed, and it will subsequently involve foreign exchange recharges through U.S. bank accounts, which is complex and costly for domestic users, making it no longer an ideal choice.
It is recommended that users prioritize PokeCard as the main virtual card, paired with VCard to ensure stability, while Dupay and WasabiCard can serve as backups. This multi-card combination can effectively reduce the risk of relying on a single platform. Users are advised to use their balance as soon as possible after recharging to avoid storing large amounts of funds on the card for extended periods, in order to cope with potential policy or platform changes.
The suspension of WildCard is regrettable, but there are still many quality options in the virtual card market. With proper planning, the needs for subscribing to ChatGPT Plus, recharging OpenAI credits, or other overseas services can still be met. I hope these recommendations can help everyone transition smoothly and find a suitable payment solution!