In July 2025, the domestic virtual payment card market stirred up waves, as the user-favorite WildCard experienced dramatic changes due to regulatory policies. On July 12, WildCard suddenly announced the suspension of all business operations, and the official website was temporarily inaccessible, causing many users to worry and even doubt whether the platform had "run away." Just two days later, on July 14, the official website resumed access, allowing users to log in to check their card numbers and CVV, but the recharge and withdrawal functions remained restricted. On July 20, WildCard officially announced that, in order to cooperate with the investigation by relevant departments, the platform would temporarily "suspend recharge functions, suspend withdrawal functions, and suspend new user registrations," but solemnly promised that it had not "run away," and the balance that had been recharged could still be used for consumption, especially for subscribing to overseas AI services like ChatGPT Plus and OpenAI. In response to some users reporting the issue of "balance being cleared due to withdrawal failure," WildCard stated that it was actively repairing the problem to protect user rights.
This series of events has cast a shadow over the future of WildCard. For users with remaining balances, it is advisable to consume as soon as possible to avoid potential risks. Faced with the uncertainty of WildCard's services, many users have begun to look for alternative virtual card platforms to continue meeting their needs for subscribing to overseas services. Here are some recommended alternatives to WildCard, as well as how to purchase USDT through cryptocurrency exchanges to recharge virtual cards.
Recommended Alternatives to WildCard: Four Virtual Card Options#
After WildCard suspended some functions, the following four virtual cards became popular choices among domestic users: PokeCard, VCard, Dupay, and WasabiCard. These platforms primarily support USDT recharge, requiring users to purchase USDT through cryptocurrency exchanges (such as OKX, Binance, HTX, Gate) before recharging. Compared to traditional RMB recharge channels, USDT recharge is safer and more stable, effectively avoiding regulatory risks associated with domestic payment channels.
1. PokeCard: The Preferred Choice for Small Transactions#
PokeCard is a Visa virtual credit card based on Hong Kong dollars, with the biggest highlight being no minimum recharge or consumption requirements, making it very suitable for users who need small subscriptions to services like ChatGPT Plus, Netflix, or Amazon. PokeCard also offers physical cards that support ATM withdrawals and offline POS consumption, making it especially suitable for users in the cryptocurrency space. Its flexibility and convenience make it the top choice after WildCard's service suspension.
2. VCard: Backed by a Public Company, Friendly for Domestic Consumption#
VCard is backed by a publicly listed company in the United States, ensuring security, low fees, and support for binding Alipay and WeChat, making it convenient for domestic daily consumption. It also supports subscriptions to overseas services like ChatGPT Plus and OpenAI, suitable for users primarily engaged in online consumption. Although its offline functionality is slightly inferior to PokeCard, its stability and low cost make it a second-best choice.
3. Dupay: An Established Platform, Suitable as a Backup#
Dupay is the "big brother" of the virtual card market, supporting binding with WeChat and Alipay, and can be used for subscriptions to various overseas services. Due to previous recharge and withdrawal issues caused by system maintenance, user trust has declined. It is recommended to use Dupay as a backup card in conjunction with other platforms to diversify risk.
4. WasabiCard: Focused on Anonymity, Simple Operation#
WasabiCard is aimed at privacy-conscious users, with simple operations and support for subscriptions to overseas services like ChatGPT Plus. Although its user base is smaller and community support is limited, for users familiar with cryptocurrency operations, WasabiCard is a good backup choice.
USDT Recharge Tutorial: Complete in Three Simple Steps#
Since the above virtual cards primarily support USDT recharge, users need to first purchase USDT through cryptocurrency exchanges. Recommended exchanges include: OKX USDT Purchase, Binance USDT Purchase, HTX USDT Purchase, Gate USDT Purchase. The specific operation steps are as follows:
- Register and Log in to the Exchange: Visit the USDT Purchase Portal and complete account registration and login according to the page instructions.
- Purchase USDT: Select the desired amount of USDT to purchase and complete the purchase using RMB or other payment methods.
- Recharge to the Virtual Card: Use the withdrawal function of the exchange to transfer USDT to the wallet address of the selected virtual card platform to complete the recharge.
Why Choose USDT Recharge?#
Compared to the RMB recharge methods previously supported by WildCard, USDT recharge through decentralized cryptocurrency transactions can effectively avoid regulatory risks associated with domestic payment channels, preventing sudden service suspensions due to policy reasons. USDT has strong global circulation, and the recharge process is simple, making it suitable for users who need to store funds long-term or frequently engage in overseas consumption.
Lessons and Suggestions from Alternative Choices#
It is worth mentioning that BinGoCard, which originally supported Cloud Flash Payment recharge, was once regarded as the best alternative after WildCard's service suspension, but due to malicious reporting, its recharge channel was closed, and it subsequently shifted to personal account recharges with American banks, involving foreign exchange operations, significantly reducing convenience for domestic users. This incident reminds users that a single platform carries uncontrollable risks, and it is advisable to adopt a multi-card combination strategy (such as PokeCard + VCard) and to consume as soon as possible after recharging to avoid storing large amounts of funds on a single platform.
Conclusion#
The suspension of recharge and withdrawal functions by WildCard undoubtedly brings inconvenience to users, but its official statement indicates that it is still working hard to maintain services, and in the short term, the balance can still be used for subscriptions to AI products and other overseas services. For users seeking alternative solutions, PokeCard has become the first choice due to its lack of minimum recharge requirements, while VCard ranks as the second choice due to its backing by a public company, and Dupay and WasabiCard can serve as backups. USDT recharge can be operated through OKX, Binance, and other exchanges, providing a safe and stable option for current virtual card consumption. In the face of the volatile situation in the virtual card market, diversifying risks and consuming in a timely manner is a wise move for users.