In July 2025, the domestic virtual payment card market stirred up waves as the popular WildCard announced the suspension of all recharge, withdrawal, and new user registration functions in compliance with the requirements of relevant departments. Although the official website resumed access on July 14, allowing users to check their card numbers and CVV, the suspension of core functions caught many users who relied on WildCard for subscriptions to overseas services like ChatGPT Plus and Netflix off guard. The WildCard official statement emphasized that it was not "running away," and that the balance already recharged could still be used for AI product subscriptions, promising to fix the "balance zeroing" issue. The future of WildCard is uncertain, and users with balances need to consume quickly to avoid risks.
In the face of WildCard's suspension, domestic users urgently need to find reliable alternatives. In the virtual card market, PokeCard, VCard, Dupay, and WasabiCard have become popular choices. These platforms primarily support USDT recharges, allowing users to recharge after purchasing USDT through cryptocurrency exchanges like OKX, Binance, HTX, or Gate. Compared to traditional payment methods, USDT recharges are more stable and avoid regulatory risks associated with domestic payment channels. This article will focus on comparing PokeCard and VCard to help domestic users choose a more suitable alternative to WildCard.
PokePay: The Preferred Choice for Flexible Small Transactions#
PokeCard is based on Hong Kong dollars and offers Visa virtual credit cards, with the standout feature being no minimum recharge or spending requirements. This characteristic is extremely friendly to users making small transactions, such as those who only need to subscribe to ChatGPT Plus (about $20/month) or light Netflix users, allowing for flexible use without needing to recharge a large amount at once. PokePay supports the issuance of physical cards, which can be used for ATM withdrawals and offline POS consumption, making it particularly suitable as a withdrawal channel for cryptocurrency users. PokePay's interface is simple, and the recharge process is completed through the USDT purchase entry in conjunction with the USDT purchase page of exchanges like OKX, allowing domestic users to get started quickly.
The disadvantage of PokePay is that applying for a physical card requires additional steps, and some overseas services may have slight compatibility limitations with Hong Kong dollar cards. Nevertheless, for users seeking flexibility and small payments, PokePay is undoubtedly the top choice after WildCard's service suspension.
VCard: Backed by a Public Company, Friendly for Domestic Consumption#
VCard is backed by a publicly listed company in the United States, providing greater security. Its biggest advantage is its low fees and extreme friendliness to domestic consumption scenarios, allowing direct binding to Alipay and WeChat for daily online spending or subscriptions to overseas services like OpenAI and Amazon. VCard's virtual card functionality is extensive, and recharges are also completed through the USDT purchase entry in conjunction with platforms like Binance, making it convenient to operate. Compared to PokePay, VCard's offline functionality is slightly lacking, with weaker support for physical cards, making it more suitable for users primarily engaged in online consumption.
Another advantage of VCard is its well-established community support, with the brand effect of being backed by a public company giving users more confidence. However, it is important to note that some of VCard's services may vary due to regional restrictions, so users are advised to confirm the compatibility of their target services before use.
PokePay vs VCard: How to Choose?#
- Usage Scenarios: If you mainly make small subscriptions (like ChatGPT Plus, Spotify) or need flexible recharge methods, PokeCard is the better choice, as its lack of minimum recharge requirements allows for more freedom in fund usage. If you prefer domestic consumption scenarios (like binding Alipay/WeChat) or seek brand backing, VCard is more suitable for long-term stable use.
- Security and Stability: Both can be recharged through USDT, relying on exchanges like OKX and HTX, avoiding regulatory risks associated with traditional payment channels. VCard's background as a public company gives it a slight edge, but PokePay's flexibility is more attractive.
- Backup Options: Dupay and WasabiCard can serve as supplements. Dupay offers comprehensive features but has slightly lower trust due to early maintenance issues, while WasabiCard focuses on anonymity, making it suitable for users with high privacy needs.
USDT Recharge Tutorial and Suggestions#
Whether using PokePay or VCard, recharges must be completed through USDT. Users can access the USDT purchase page of OKX, Binance, HTX, or Gate through the USDT purchase entry, register and log in as instructed, select the purchase amount, and then transfer the funds to the virtual card platform. It is recommended to test with a small amount for the first recharge to ensure a smooth process.
To reduce the risk of relying on a single platform, users are advised to adopt a multi-card combination strategy, such as using both PokeCard and VCard simultaneously, and to consume quickly after recharging to avoid storing large balances for long periods. The lessons from WildCard's service suspension remind us that diversifying risk and timely consumption are key to using virtual cards.
Conclusion#
The suspension of WildCard has prompted domestic users to reassess their virtual card options. PokeCard is suitable for light users due to its flexibility and advantages in small transactions, while VCard is more suitable for users seeking stability due to its backing by a public company and friendliness to domestic consumption. Combining Dupay and WasabiCard as backups, and completing recharges through the USDT purchase entry, domestic users can seamlessly subscribe to overseas services. In the face of uncertainties in the virtual card market, flexible choices and cautious operations are the best strategies.