Virtual payment cards are favored by domestic users for their convenience and cross-border payment capabilities, especially platforms like WildCard, which greatly facilitate subscriptions to overseas services like ChatGPT Plus and OpenAI by supporting recharge methods such as Alipay in RMB. However, in July 2025, WildCard's operations faced significant setbacks, raising widespread concerns among users about the stability of virtual card services and alternative solutions.
The "Pause" Incident of WildCard#
On July 12, 2025, WildCard announced the suspension of all business operations due to explicit requests from relevant authorities, and the official website was temporarily inaccessible. This news caught many users who relied on WildCard for overseas service subscriptions off guard. Two days later, on July 14, the website resumed access, allowing users to log in to check their card numbers and CVV, but the recharge and withdrawal functions were disabled, only allowing consumption with existing balances. By July 20, WildCard issued an official notice, clearly stating that due to cooperation with relevant authorities in the investigation, the platform would "suspend recharge functions, suspend withdrawal functions, and suspend new user registrations." Although the official emphasized that this was not a "runaway" and promised to continue providing subscription services while fixing the issue of "balance being cleared due to failed withdrawals," users remained skeptical about the platform's future stability.
For users with remaining balances, it is recommended to use the balance for subscriptions to services like ChatGPT Plus as soon as possible to avoid financial losses due to changes in platform policies. For those looking for alternatives to WildCard, the following recommended virtual card platforms may meet their needs: PokeCard, VCard, Dupay, WasabiCard. These platforms require recharge via cryptocurrency USDT and must be operated in conjunction with cryptocurrency exchanges such as OKX, Binance, HTX, and Gate.
Why Choose USDT for Virtual Card Recharges?#
Unlike WildCard, which relies on domestic payment channels, the recommended virtual card platforms all use USDT for recharges. The advantage of this method is that it avoids the regulatory risks that domestic payment channels may face, providing higher security and stability. Users only need to enter the exchange through the USDT purchase link (such as OKX USDT purchase, Binance USDT purchase), register and log in, follow the instructions to purchase USDT, and then withdraw the USDT to the virtual card platform to complete the recharge. The entire process is simple and efficient, and due to the global circulation of USDT, the use of funds is more flexible.
Recommended Alternatives to WildCard#
In light of the limitations on WildCard services, the following four virtual card platforms have become popular choices:
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PokeCard
PokePay is a Visa virtual credit card based on Hong Kong dollars, with no minimum recharge or spending requirements, making it particularly suitable for small transaction users. Whether subscribing to ChatGPT Plus, Netflix, or Amazon, PokePay can easily handle it. Even more surprisingly, PokePay also offers a physical card that supports ATM withdrawals and offline POS consumption, making it an excellent choice for users in the cryptocurrency space. Considering flexibility and functionality, PokePay is undoubtedly the best alternative to WildCard. -
VCard
VCard is backed by a publicly listed company, has low fees, and supports binding with Alipay and WeChat, providing a friendly domestic consumption experience. Whether for online subscriptions to overseas services or daily small purchases, VCard is capable. However, its offline functionality is slightly inferior to PokePay, making it more suitable for users focused on online consumption. -
Dupay
As a "big brother" in the virtual card market, Dupay supports binding with WeChat and Alipay and covers overseas services like ChatGPT Plus. Recent recharge and withdrawal issues due to system maintenance have decreased its trustworthiness, so it is recommended for use as a backup card. -
WasabiCard
WasabiCard focuses on anonymity and simple operations, suitable for users who prioritize privacy. Although community support is weaker, it is a reliable backup choice for users familiar with cryptocurrency operations.
How to Choose the Most Suitable Virtual Card?#
Among the many alternatives, PokeCard stands out as the first choice due to its lack of minimum recharge limits and strong online and offline functionality. VCard, with its backing from a publicly listed company and low fees, is suitable for users seeking stability. Dupay and WasabiCard can serve as backup cards to meet specific needs. To reduce the risk of relying on a single platform, users are advised to adopt a multi-card combination (such as PokePay + VCard) and consume as soon as possible after recharging to avoid storing large amounts of funds for extended periods.
USDT Purchase and Recharge Tutorial#
For users unfamiliar with cryptocurrency, the process of purchasing USDT and recharging it to a virtual card is not complicated. Simply visit the USDT purchase link, choose OKX USDT purchase, Binance USDT purchase, HTX USDT purchase, or Gate USDT purchase, register and log in, then follow the page instructions to purchase the required USDT, and finally use the withdrawal function to transfer the USDT to the virtual card account. The entire process usually takes just a few minutes and is safe and efficient.
Conclusion: PokePay Leads the New Choice#
The suspension of WildCard's operations has undoubtedly sounded the alarm for users, as virtual cards relying on a single payment channel carry certain risks. In the current situation, virtual card platforms that use USDT for recharges, such as PokeCard, have become the best choice due to their flexibility and stability. Whether you are an AI enthusiast subscribing to ChatGPT Plus or an ordinary user needing cross-border payments, PokePay can provide a convenient and secure solution. Coupled with a multi-card combination like VCard and the convenient recharge method through the USDT purchase link, users' cross-border payment needs will be better met.